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Credit Analyst, Probationary Officer Full-time Job

1 year ago Banking Khulna   110 views
Job Details

Job Responsibilities

  • Credit assessment of loan applications of SMEs, verification of financial information, identification of strengths and weaknesses as per lending guideline and regulations
  • Ensuring loan application processing in line with pre-defined Service Level Agreement (SLA)
  • Ensuring compliance with internal policies and procedures as well as external regulatory requirements during loan assessment
  • Contributing in policy formulation and process development
  • Operating in Key Performance Indicators (KPIs) driven work environment with strong focus on productivity, loan book growth, Non-Performing Loan ratio and Portfolio at Risk ratio management
  • Assisting the processing unit to ensure smooth lending operation at branch level
  • Periodic analysis of default clients and identify learning and way-outs
  • Dealing with audit team (internal, external & regulatory bodies) & fulfilling their queries
  • Training & counseling activities for sales personnel at Branch Level

Employment Status


Educational Requirements

  • BBA/MBA from any university with a minimum CGPA of 3.00 on a scale of 4.00

Additional Requirements

  • Computer Skills: MS Office (Word, Basic/Advanced function of Excel and PowerPoint)
  • Programming skills (such as R, Python, etc.) will be considered as an added advantage
  • Proficiency in English language
  • Knowledge of Bangladesh’s financial products
  • Clear understanding regarding socio-economic structures and demographic characters of the population
  • Excellent communication and interpersonal skills
  • Should be able to work both independently and as part of a team
  • Should have the ability to work under pressure
  • Maintain Rapport with cross-functional teams
Company Description
Company Information
IDLC Finance Limited
Address : Bay's Galleria (1st Floor), 57 Gulshan Avenue (CWS-A-19), Gulshan-1, Dhaka-1212
Web : www.idlc.com
Business : Multiproduct Financial Institution